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The Direct-debits software enables you to manage your SEPA direct debits and mandates with only an internet connection.

The software deals with all the complexities of SEPA so you can concentrate on managing your customers.

Manage your SEPA direct debits in the Direct-debits software in 3 stages

This is how Direct-debits supports you in managing your direct debits:
  • Stage 1

    Implementing a sales contract with your customers

  • Stage 2

    Processing your SEPA direct debit due dates and sending to the banks

  • Stage 3

    Monitoring your payment schedules by subscriber

When you implement sales contracts, you will need to enter the following information into Direct-debits:

  • The length of the contract
  • How often your SDD (SEPA Direct Debits) direct debits will be debited
  • Your due date amounts
  • The bank details of your debtors
  • Your SEPA mandate details

You can therefore automate your SDD (SEPA Direct Debits) direct debit payment schedules.

You can monitor your collections while your direct debit due dates are processed. After this stage, the Direct-debits SEPA direct debit software enables you to generate the file to be sent in XML ISO 20022 format. This file can be sent directly via the EBICS T/TS protocol or placed on your banks’ websites.

Direct-debits enables you to monitor your SDD (SEPA Direct Debits) direct debits by customer account:

  • Collected SDD direct debits
  • Failed direct debits
  • Remaining outstanding balance
  • Unpaid orders to be settled
  • Overpayment

Record your customers' terms and conditions of sale

Create your SEPA direct debit schedules

Manage your direct debit mandates

Process your SEPA XML unpaid orders

Logiciel européen

European SEPA direct debit software

Compatible with all European banks

The Direct-debits software is compatible with all European banks, and complies with the banking direct debit standard SEPA XML.

The files are created in the pain.008.001.02, pain.008.001.03 and pain.008.002.03 format and can be processed by all your banks.

Direct-debits is available online

If you have branches in different countries, Direct-debits can be easily used by all your employees. An internet connection is all you need to access the software, wherever you are in the world.

What’s more, it’s an application in SaaS (Software as a Service) mode, multilingual (French, English, Spanish), multi-user (unlimited) and multi-company.

Why use direct debits?

With direct debits, you can take the initiative with your customers' payments:

  • You automate your collections
  • You control due dates
  • You don't have to worry about payment incidents (less than 2% depending on your profession)

With direct debits you can generate sales

  • You can make accessing your services easier:
    • By spreading our your customers' expenditure
    • By optimising your rates thanks to savings in processing
  • You can create customer loyalty

Benefits of Direct-debits


  • Software that adapts to all kinds of direct debit payment schedules To help you choose, discover our industry pages
  • The application is available 24 hours a day, 7 days a week


  • Manage your data, whichever bank you are with
  • The software is easy and quick to use thanks to its intuitive ergonomics
  • You have total autonomy in using your data and in setting up and using the application


  • Updates are included without requiring any action on your part
  • Multilingual telephone support (French and English) is included


  • Secure access to the software
  • Authorisations managed by user
  • Mandate is signed digitally

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