EBICS Banking Communication Protocol | Direct-debits
EBICS, an acronym for Electronic Banking Internet Communication Standard, is a universal banking communication protocol in Europe, facilitating secure exchanges between financial institutions and their clients.
Sending and receiving SEPA Direct Debit files with EBICS
There are two versions of EBICS
EBICS access and transmissions
- The banks provide an EBICS server so their customers can receive their statements (account statements…) and send their banking orders (within the framework of a service contract)
- The banking management and cash management software have an EBICS module to enable communication with the banks’ servers